Real Estate Market Begins to Drop: How to Deal with the Potential Nose-Dive

It’s beginning now. I’ve been watching as the real estate market begins to dance on the edge of a sheer cliff and I hold my breath expecting a shaky, but undeniable plummet. I don’t think it’s merely a “natural” readjustment resulting from an overly inflated market (although I do think the market is terribly inflated). I think that a combination of economic factors, including a higher cost of basic goods (especially gas) have created a climate for a major housing market readjustment.

But I believe that there are other, more significant causes…
Let me be openly opinionated for a moment… Continue reading

Simplicity Isn’t Simple… Even When (Or Especially When) It’s Voluntary

I’ve been fretting about my overwhelmingly large collection of physical “stuff” again lately. I do this several times a year. It used to be only in the fall. Then it was in the spring and the fall. Now, it seems to be nearly constant.

I think about my belief that we, in America, have too much. We have so much that we appreciate nothing. I look at what the typical family owns, how disposable everything is, how overwhelming in volume. It makes me ill. I think about the conversations I’ve overheard about how “it doesn’t cost as much to live in other countries, so ‘those people’ don’t need to earn as much as we do…” and my stomach turns. I actually heard someone say that to one of my children the other day, and I had a fit. I described (to my child) the differences I noticed between America and China and why we are lazy and greedy in comparison.

Then I look at myself… under a magnifying glass.

I try to balance my Zen tendencies. I think about how to create a sustainable, socially and ecologically aware lifestyle. I don’t want a mansion. I like lots of outdoor space and a fairly tiny indoor space. I want to better appreciate the things I have, I want for very little. I need my personal space to be uncrowded and uncluttered. Currently, these needs aren’t being met.

I’ve asked all my family and friends to refrain from buying me things. I’m beginning to really believe that the belongings in this life aren’t something we drag along behind us, but they are what we must push before us, everywhere we go. I know that’s a quote from someone (loosely translated) but I don’t remember who said it.

I do know they were wise…

The problem is, my space is terribly crowded and cluttered at the moment and it’s making me crazy. Not just a little irritated… I’m going out of my mind. So, I’ve been working all weekend to try to remedy this situation, while supporting my youngest son’s latest eBay project.

My diet is going well, so most of my current clothes don’t fit. Happy problem, but it’s causing me to have to review my closet once every week or two. And the stuff is seeming to find dark corners in the cabin where it multiplies… and multiplies… and so on.

So, I’m looking through my zen and feng shui books, I’m reading my simplicity books, I’m learning about the guy on the Internet who sold everything that didn’t fit in the trunk of his car [www.allmylifeforsale.com], and I’m looking at my own life more carefully.

What I see is a life full of stuff that I spend weeks every year sorting and analysing and trying to determine if it’s really essential. What I do is spend alot of my time (or money) maintaining, heating, cooling, insuring and repairing stuff. I find that I’m dodging things or tucking them away for “later” — and I wonder why.

Fact is, if I’m not using and enjoying an item now… do I really need it for later? Does it really matter how cool it is, or who gave it to me, or what memories it holds if I keep it packed away in a box every day of the year and never even see it? Moving around lately has made me less tolerant of having stuff packed. We have stuff scattered everywhere. Yes, it’s getting a bit better, but it’s still horrid. I’m married to a pack rat. My kids have pack-rat tendencies (from the paternal side, obviously). And, we are living in a small cabin. All that adds up to cramped frustration. Wayne did clear out the storage unit he rented to hold the stuff that he had stored at his sister’s house when we got married. Of course, he didn’t go through it, or get rid of anything… he simply boxed it all up and moved it into the cabin that we are building. So, there’s not room to even move around to paint the walls now.

My eldest son is headed to the military, so he’s going to need a place to store some of his ‘stuff’ while he’s gone. My younger son is a clothes horse and shoe fanatic (he threw out five pairs of shoes yesterday, and has many more remaining) and he’s a collector. My husband, aside from being a packrat, is also an artist… so he keeps dibs and dabs of weird little things for use in his art projects. Don’t believe me? He takes apart the filters from my water jug and saves the little rocks for use as “terrain” on his miniatures…. I kid you not… and that is only one of several of those types of habits. My daughter saves scraps of papers… and all school work… forever. She cries if I act like it should be thrown away, although she’s finally getting a bit better about that finally.

I’m looking around and I’m overwhelmed. I want to take off a couple weeks and just clean and purge. What would be heaven for me? To be able to fit my “special things” into a single shelf with a door on the front. I even have the shelf… I’ve had it for years. But, what I don’t have is all my stuff concentrated down and weeded out so that it would all fit in there. What else do I want? A small wardrobe of only a few items that all mix and match and that look good, fit perfectly and make me feel confident when I wear them. This one is happening because I’m shrinking out of most of my stuff and I’m having to donate items every time I do laundry. (Not complaining on this particular point). I want low quantity, high quality in my life. I’m tired of dealing with stuff that I don’t want, don’t need and don’t enjoy.

I’d like to be able to live comfortably and in an organized fashion in that 25 foot airstream. That, for me, would be ideal. The problem is, when we do give that a run, I’ll be doing it with my packrat husband and his rat-twin (my daughter). I’m not really looking forward to that. I don’t deal well with a crowding and cluttering due to my own “stuff” — and I certainly will not be a happy traveler if I’ve purged and cleared out mine and then have to deal with everyone else’s. Just the thought of it depresses me.

I want to “go paperless” in my office. I want to build a redundant backup system for my multi-drive data storage design (currently underway) and I want to remove all things that are not essential from my collection of physical stuff. I’ve weeded quite a bit this weekend, but this is only the first pass of this “depth” and I’d expect it’s going to be pretty thin by the time I’m finished. Heck, I’m even having my son sell some of my jewelry — something I never thought I’d do. But, the fact is, I have a few pieces I really enjoy and wear all the time, and the rest just sit there in my box and gather dust. It’s crazy. Yeah, I know most women (at least in this country) have scads of jewelry and makeup and clothes and shoes… and I’ve always had a weakness for jewelry… but the time has come to select the cream and dispose of the rest.

I don’t do “knick-knacks” as a rule, and I’m even culling out the few of those that I do have. I’m having visions of a clean, clear uncluttered existence. I’m seeing Asian-influence decorative techniques where everything is bare and one or three items are added to create contrast and the rest is left bare and clean and restful and peaceful. I dream of a place that welcomes me, and doesn’t attack my senses. I want understated luxury, soft clarity.

Yes, I still enjoy and appreciate baroque stylings and Victorian influences — but I’d like to have mostly clean lines, minimal decorating and one really special piece in any given area or room that stands out not only because it’s beautifully worked, even a bit “overdone” but because it’s in such sharp contrast from the rest of the area. I want my environment to be welcoming and touchable, comfortable and NOT busy. I want my mind, my eyes, and my body to find rest there. I want to create my own haven. I want to know where every single item I own is located and I want to never search to “lay my hands” on what I’m seeking — be it a measuring cup, a silk blouse or a legal paper. And I want it NOW.

Later, on another kick, I’ll work on the virtue of patience… but that’s not gonna happen today. Today, and for the next several weeks, I’m all about the simplicity.

:)

My Airstream Mobile Office is All Set Up Now

Granted, I’ll be sitting mostly still for the next couple of years, but I’m now officially working in my new-to-me 1974 Airstream silver bullet named Serenity. If you check out the new logo, you will see an image of my baby. If you read on, you will see a couple photos of the inside of the office and the outside…

This is the outside shot of Serenity.

This is what the “office” space looked like originally — with the teal colored fold-out sleeping quarters. Have I mentioned how I feel about the color teal? *shudder*

This is the same physical space, now set up as my mobile office inside the airstream. From my office chair, I can lean back and grab a cold bottle of water or a snack from the ‘fridge. I have my own kitchen area (I don’t even have to leave Serenity to enjoy lunch when I work) and I have a bathroom and a couch. Not bad digs for an office, eh?

And the best part?

This is the view out my office door. And the door is to the immediate right of my desk, so I can lean back and gaze outside whenever I want. Heck, it’s even bright enough in here with the skylights and the banks of windows that I’m managing to keep plants alive! I have an office that can FINALLY keep a few plants from turning all brown.

I have alot more left to do. I’ll be tricking it out for technology for future trips, so I can work wherever I go. But for now, I’m loving it with every step toward the ultimate goal of complete portability.

I’ll keep you posted on my progress!

How to Help a Teenager Earn and Learn While Living at Home

My youngest son needs to earn a bit of money to call his own. That’s not so easy when you live in a rural area. It’s almost impossible if you are a parent unwilling to turn over the family car to a new driver, and are unwilling to buy a car for said teenager. I don’t believe in buying cars for teenagers, never have. But, if I ever saw a need for one, it’s now. Living this far out makes it difficult for the younger set to get an “after school” job and learn a bit about responsibility and working to earn.

But, as a small business owner, a net-junkie and an overwhelmed mom, I’ve come up with a way around these problems… A win-win for everyone!

Derrick has agreed to take some of my things and put them on eBay and sell them (and package them and send them and deal with all that for me). I’m going to give him a substantial percentage of any income from my items, and of course he has his own stuff that he plans to sell too. My only requirement is that he put 50% of anything he makes into an IRA. Since he’s under 18, I have to “sponsor” him per the eBay rules, but he’s mature enough it doesn’t really bother me.

He’s been working on putting money aside for his retirement quite a bit this year. I talked with him about the value of the dollar he can put in at this age, vs. the dollars he can put in at an “advanced” age of say…. thirty. Once he learned about the joys of compound interest and investments, he was eager to begin. So he started looking for ways to earn money and has asked me for any ideas I might have.

I’ve had him take over some of the housecleaning, and I pay him for that out of my personal account. (This is above and beyond the work he does that’s standard faire for being a member of the family — this is pay for him to do the stuff on my own list that I don’t want to do). I’ve also hired him to do the filing and organizing and some work in my office. That’s been paid out of the business account (and is a business expense… besides, his hourly rate is more affordable than having an adult come in to do the work, and some of the information is sensitive and I’d prefer strangers not handle it.) I hope to get him to help me achieve a true paperless office before he returns to school in a week. It’s going to involve quite a bit of scanning and organizing digital files. This will be paid out of the  business account as well.

All told, I think it will be a great way for me to stay more organized and productive while I minimize the “footprint” of my office. And, it will provide an opportunity for my ambitious son to help secure his future now. And, with the new eBay deal, maybe we can get rid of some of the stuff around here without overloading the local Goodwill (we have made about six sizable trips to Good will in the last couple of months). It will also teach my son how to plan and handle a small business, how to deliver on time, work with customers and how to
do taxes at year end. (All stuff I want him to know before he leaves home for college).

He’s collecting stuff as quickly as I am ready to part with it to begin working on eBay now. And, since I’m in the middle of another “minimize and shovel the place out” kick… it’s pretty easy “pickin’s”. And, it’s catching on… there are already members of the family that are interested in having Derrick sell items on commission for them too! So, it may be a great way for him to begin growing a small business that he can carry though college… and do from his own computer.

It may not be for everyone, but having my son work for me has been great for me… and for him. And knowing I’m helping him to learn makes it that much sweeter. I wish I’d put a grand or so away each year beginning when I was 16… I’d probably be a much more “well funded” future retiree if I had. :)

Living the Simple Life: The Perfect Collection for the Minimalist and Traveler

Sometimes it’s hard not to “collect” things. I’ve had a few bouts with that problem myself over the years. But, I have found the perfect solution, and thought I’d take a moment to share.

If you want a way to remember special events, to ensure that people who want to give you gifts only buy token ones, an easy-to-carry souvenir from any trip and all your travels, and you don’t want to fill your house doing it… consider what I’ve done:

I’m eliminating all collections from my life with the exception of my quotes collection (which is stored digitally and therefore takes no physical space) and my sterling silver charms collection — which also takes very little space.

I started that collection a few years ago. It was something I wanted to do to remove the hassle of a HUGE Christmas tree, once the kids left home. I wanted to get started on the “ornaments” to decorate my tiny tree early, so I’d have a good looking tree when the time came. I reasoned that it also let me have an easy-to-port way to remember trips, events, occasions, etc.

For years, I’ve asked the kids to get me a charm when they felt the urge to buy me something. When I travel, I make it a point to pick up a charm from the area. When Alex was born, I had special baby charms that I purchased. Now, I have quite a little collection… but they all fit in a smallish box. Now, I’ve asked anyone who ever wants to buy me something (be it birthday or mother’s day or whatever) to buy me a charm.

My daughter found this adorable sterling silver witch’s hat for me on Mother’s Day and sent it to me (I was out in Colorado on a writing retreat at the time) and it is so sweet! It was also easy to ship, easy to pack in my bag to bring back home and is tucked away in my “charms box” now. My son brought me back a tiny little sterling frog (I love frogs) from his travels this summer and I have a diminutive Statue of Liberty from his trip a couple years ago to New York.

I’m also keeping a list of each charm and who got it for me and what the occasion was. That information stays in the box with the charms. So, I can ensure that I’ll have my memories when I’m older without filling up an entire house to do it. Heck, I’ll even be able to take them on the road with me when we travel in the Airstream. Ahhhh Bliss.

And it’s so easy to take a few moments and look over them and remember the events, the places and the people that brought them into my possession. IMHO, It’s the perfect collection, the perfect gift and the perfect solution to small, meaningful, token gifts.

I’ll add them to a tiny tree (probably a Bonsai type) for my own Christmas tree of memories when Alex gets older. I’ll add a battery powered set of tiny LED lights too.

For me, it’s perfect. And I thought I’d share the idea with those of you seeking a simpler, easier way to accept gifts graciously, record memories and keep things compact. :)